Call (715) 598-0054


Area Benefits Wisconsin's Leader In Level Funding Planning
Level Funding & Employee Benefits Planning
Discover our level funding plans designed to provide businesses in Wisconsin with predictable costs while offering an expansive wide range of employee benefits through top health insurance providers. We specialize in delivering comprehensive solutions tailored to meet the unique needs of today workforce.
About Us
Area Benefits

Area Benefits health insurance broker service that specializes in level funding to all aspects of employee benefit solutions for medium and large groups in Wisconsin and Minnesota. With almost two decades of health insurance broker experience, we have a deep understanding of the employee benefits landscape. We advise businesses how to navigate with ease the complexities of the health insurance planning process.
Our mission is to empower businesses with innovative, cost-effective level funding solutions that enhance employee well-being and drive organizational success.


Level Funding

Level funding is a form of self funded health insurance and is effective planning option. How level funding works for you is you only pay for the claims incurred by your employees under your specific plan helping minimize the risk and helping protect your business. This means you are protected against large, unexpected claims from the entire group, or even just one individual.
Key Benefits:
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Minimize risk and reduced unexpected claims
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Flexible stop loss plans that meets your needs
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Greater control over large group plans


Area Benefits Founder
NICK BAUER
Nick Bauer is the owner of Area Benefits, bringing over 16 years of expertise in employee benefits. Nick's career began in the U.S. Navy, where he served as an Electrician aboard the USS Theodore Roosevelt (CVN-71). During his eight years of active duty and reserve time, he honed his technical skills and developed a strong work ethic.
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After his honorable discharge, Nick pursued higher education, earning an Associate degree in Marketing from Chippewa Valley Technical College (CVTC) and a Bachelor's in Business Administration from the University of Wisconsin-Stout (UW-Stout).
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Nick's professional journey in the employee benefits industry has been marked by a convergence of innovative solutions and comprehensive strategies. He has specialized expertise in benefit administration, self-funded insurance planning, and consulting. His commitment to excellence drives him to continuously seek new ways to optimize benefits offerings and enhance employee well-being through cutting-edge technology and data-driven insights.
Nick is passionate about being the best in the field, ensuring that employers and employees receive top-notch support. Outside of work, he enjoys spending time with his wife, Barbara, and their two dogs, Marty and Tulip, while actively contributing to his local community.
What We Do?
Additional Services


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Self-Funded Health Plans
Customizable health plans that offer cost savings and flexibility.

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HR Outsourcing
Comprehensive HR solutions to streamline your operations.

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Voluntary Benefits
Additional benefits that employees can choose to enhance their coverage.

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Shift Management Software
Advanced software to optimize workforce scheduling and management.

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Large Group Health Insurance
Affordable and comprehensive health insurance for large organizations.
Why Us
Why Choose Area Benefits?

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Expertise
Our team of professionals has extensive experience in employee benefits and health insurance.
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Custom Solutions
We tailor our services to meet the unique needs of your business.
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Cost-Effective
Our solutions are designed to provide maximum value at a competitive cost.
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Comprehensive Support:
We offer ongoing support to ensure your benefits program runs smoothly.
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Innovative Technology
Our advanced tools and software streamline benefits management and administration.
Contact Us
Have Questions?
Get in Touch!

Ready to take the first step toward a better employee benefits program? Contact Area Benefits today to schedule a consultation or learn more about our plans and services.
Phone: (715) 598- 0054)
Email: contact@areabenefits.com
Location: 1820 Bracket Ave. Eau Claire, WI 54703
